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Is financially preparing for a chronic condition possible?


Optum Financial wanted to understand consumers’ needs and concerns about health saving and spending related to managing chronic care conditions. We conducted qualitative research with patients and caregivers who are currently dealing with a range of chronic conditions.

This report outlines the emotional impact of chronic care and how deeply intertwined health and finances are. It concludes with ideas for how to financially weather a chronic condition.

Optum Financial helps with the unexpected

While nobody can truly financially or emotionally prepare for the possibility of a chronic condition, taking steps to proactively save money early in life is the surest way to take ownership of one’s health and finances.

Learn how we can help solve your challenges


Investments are not FDIC insured, are not bank issued or guaranteed by Optum Financial or its subsidiaries, including Optum Bank, and are subject to risk including fluctuations in value and the possible loss of the principal amount invested.