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Gain an innovative edge

Imagine a future where you have everything you need to help employees manage their health finances and lead healthier lives.

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All are welcome here

Your employees deserve equitable, affirming and supportive environments with services delivered with dignity, kindness and respect.

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Consumer focus

Individuals and families succeed when they have clarity, ease and confidence when they engage with the financial side of health care.

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Insights

Customer needs and behavior change, so we continually invest in research that helps us innovate to support them and achieve better outcomes.

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Technology

You get easy administration with our digital tools, accessing transactions, adding new employees, pulling detailed reports and more.

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Solutions

Human-centric benefit accounts

As your partner, we ease your administrative burden, support your employees, match benefits to your culture and reduce costs for everyone.

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Health Savings Accounts

Accelerate progress toward a healthier future with an HSA that helps employees take control of their care, payments and overall health.
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Flexible Spending Accounts

Help your employees budget and save for qualified expenses during the benefit plan year through pre-tax contributions to FSAs.
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Health Reimbursement Arrangements

Use a health reimbursement arrangement (HRA) to help offset employees’ health care costs while providing tax savings to the organization.
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Lifestyle Spending Accounts

Attract and retain talent in a competitive market, connect your benefits to your culture and show you care for your employees.
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COBRA Administration

Remove complexity, save time and increase compliance with our unique administration capabilities.
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Commuter Benefits

Support your employees with a pre-tax account that saves them money on qualified expenses for their individual commute to work.
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Stop Loss Insurance

Protect your self-funded employer benefit plan from excessive expenses related to increased health care utilization.
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Healthy food benefits

Make fresh produce and healthier food a realistic option for all of your employees with instant rewards for purchasing nutritious products.

Are you a current client looking for support?

Contact your account representative directly or email employerservice@of.optum.com.