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Financial solutions for employers

Empower your employees to take control of their health and lead them toward greater financial wellness.

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Gain an innovative edge

Imagine a future where you have everything you need to help employees manage their health finances and lead healthier lives.

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All are welcome here

Your employees deserve equitable, affirming and supportive environments with services delivered with dignity, kindness and respect.

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Consumer focus

Individuals and families succeed when they have clarity, ease and confidence when they engage with the financial side of health care.

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Insights

Customer needs and behavior change, so we continually invest in research that helps us innovate to support them and achieve better outcomes.

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Technology

You get easy administration with our digital tools, accessing transactions, adding new employees, pulling detailed reports and more.

Solutions

Human-centric benefit accounts

As your partner, we ease your administrative burden, support your employees, match benefits to your culture and reduce costs for everyone.

Health Savings Accounts

Accelerate progress toward a healthier future with an HSA that helps employees take control of their care, payments and overall health.

Flexible Spending Accounts

Help your employees budget and save for qualified expenses during the benefit plan year through pre-tax contributions to FSAs.

Health Reimbursement Arrangements

Use a health reimbursement arrangement (HRA) to help offset employees’ health care costs while providing tax savings to the organization.

Lifestyle Spending Accounts

Attract and retain talent in a competitive market, connect your benefits to your culture and show you care for your employees.

COBRA Administration

Remove complexity, save time and increase compliance with our unique administration capabilities.

Commuter Benefits

Support your employees with a pre-tax account that saves them money on qualified expenses for their individual commute to work.

Stop Loss Insurance

Protect your self-funded employer benefit plan from excessive expenses related to increased health care utilization.

Healthy food benefits

Make fresh produce and healthier food a realistic option for all of your employees with instant rewards for purchasing nutritious products.

Are you a current client looking for support?

Contact your account representative directly or email employerservice@of.optum.com.