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Lifestyle Spending Accounts for Employers

Attract and retain talent in a competitive market, connect benefits to your culture and show you care for your employees.

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Benefits matter now more than ever

Retaining employees means caring for employees. And nothing demonstrates that commitment like lifestyle benefit options that keep your people well and happy. Offer the same benefit to all employees or adjust for different segments.

Build a plan around company values

Create a plan based on your employees' needs. Choose eligible categories and expenses, the benefit amount and other details.


Physical wellness

Promote health and fitness with fitness memberships, classes and equipment; sports leagues and fees; or nutrition and wellness counseling.


Mental wellness

Support emotional and psychological needs with meditation apps and classes, wellness retreats and non-medical behavioral health counseling.


Financial wellness

Foster financial health and security with estate planning, investment planning and help during times of economic hardship.


Family wellness

Nurture family relationships and support needs with child or elder care services, new parent coaching or college admission prep.

A smart, simple way to benefit employees and your business

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Post-tax participant reimbursement

Employees pay for expenses and submit reimbursement claims online or using the mobile app. Expenses are reimbursed through payroll.

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Administration is easy

You start by designing a plan that meets your needs. We implement it smoothly and give you access to robust reporting.

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A growing recruitment and retention tool

A survey of 200 benefit decision-makers shows that lifestyle benefits are increasingly popular among employers — 37% plan to update or add lifestyle spending accounts and 46% said value to employees was the most important factor.* Reasons to offer lifestyle benefits include:

  • Needs are changing as more people work from home. 
  • Many employees want lifestyle benefits and competitors offer them. 
  • Employees can choose options they value and will use.
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Contact us

Current client looking for support?

Contact your account representative directly or email employerservice@of.optum.com.

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*Optum Financial Lifestyle Benefits Research, February 2022