Health savings accounts
Save money on taxes and pay for qualified medical expenses for anyone you can claim on your taxes — with no "use it or lose it" rule.
Flexible spending accounts
Save money for medical and dependent care such as health, dental, vision, hearing and prescription drug expenses.
Health reimbursement arrangements
Let your employer help offset your health care expenses for eligible out-of-pocket medical costs.
Medicare Advantage Medical Savings Accounts
Medicare deposits money into your account, which you can use to pay for qualified medical expenses — including costs not covered by Medicare.
Heading into work?
Whether you drive or take public transit — pay for certain work-related transit expenses with pre-tax money.
Improve your work-life balance
Get help facing life challenges outside of work, from childcare to tuition reimbursement.
Annual HSA contribution calculator
Figure out your maximum contribution, estimate your tax savings and see how your savings may grow over time.
Retirement health savings checkup tool
Estimate your health care costs during retirement so you can be prepared.
Optum Financial mobile app
Manage your HSA, FSA or HRA from anywhere. Use our time-saving app to view your balances, pay bills, enter new claims and more.
Explore the 5 Stages of Health Saving and Spending
Good health is a journey. To help you connect your health and finances, our Health Finance Journey™ model identifies five stages you might move through to save, pay and invest for your health care.
Tips for spending your FSA dollars
Options to invest your HSA
Get answers to common myths about HSAs
Your one-stop shop
Shop for all of your health care products and services with your health account dollars or cash.
No more paying full price
Learn more about this free and easy way to save money on your prescription drugs.