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Health care

We provide affordable and personalized care

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Financial

Accounts to help you save and pay for health care expenses

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  • Resources

    Find contribution limits, savings tools, calculators and eligible expenses

  • Account support

    Find contact information and frequently asked questions

Tax season resources

Get ready for HSA tax season

If you used an HSA this year, the HSA Tax Center offers general information about contributions, eligible expenses and commonly used tax forms — all in one place.

Pharmacy

We make it easy to get medications you need, when and where you need them

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  • Optum Rx

    For people with pharmacy insurance benefits through Optum Rx

  • Track orders

    Track your home delivery and specialty order

  • Pharmacy support

    Find contact information and answers to frequently asked questions

Mobile app

Optum Rx on the go

Request refills, track order status, manage billing information and much more.

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Flexible spending account (FSA) savings calculator

See how much you could save with an FSA

Use this flexible spending account (FSA) savings calculator to estimate how much you could save on eligible health care and dependent care expenses. Enter your expected expenses and tax information to calculate your potential savings.  

Commonly asked questions

Estimate your eligible health care or dependent care expenses for the year. Enter that amount into the calculator to see how contributing pretax dollars could affect your savings.

A good starting point is the amount you expect to spend on qualified medical, dental and vision expenses during the plan year. Contribute only what you feel confident you will use based on your anticipated needs.

Estimate your eligible health care expenses for the year and enter that amount into the calculator. The FSA calculator uses your estimated tax rate to show how much you could save by paying for eligible expenses with pretax dollars instead of after-tax income.

FSA funds can typically be used for qualified medical, dental and vision expenses, including copays, deductibles, prescriptions and certain over-the-counter products. Check your plan for eligible expenses.

Unused FSA funds may be forfeited at the end of the plan year, depending on your employer's plan rules. Some plans offer a grace period or limited carryover amount. Review your plan details for specific requirements. 

This FSA Savings calculator was created by Optum Financial to be illustrative of typical results of typical participants in similar type benefits programs. The accuracy of the results are predicated upon the input provided by the user, and as such, Optum Financial disclaims the accuracy of any results shown. This calculator is intended merely as a planning tool and is not meant as tax or investment advice. Before taking any action based upon the results provided, please consult with a tax consultant or expert.