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Video

HSA-FSA payment card: Pay the smarter way

Watch this video to learn more about the smart and convenient way to pay for everyday eligible health items.

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Optum Financial mobile app

Manage your account

Get all the tools you need when you’re on the go so your health account is always at your fingertips.

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Qualified expenses

Questions about what you can buy?

Your account covers thousands of qualified items like contact lenses, hearing aids, cough drops and more.

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Optum HSA-FSA payment card
Using your health account dollars

Get more from your HSA-FSA card

Did you know you can use your card at hundreds of retailers, not just pharmacies or the doctor’s office?

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Tips for spending your FSA dollars

Use your FSA funds

It’s important to understand that in most cases flexible spending accounts (FSAs) have a "use it or lose it" rule

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*Savings compares using pretax income in your HSA to using after-tax income for purchases and assumes a 30% combined tax rate from all applicable federal, state and FICA taxes. Results and amount will vary, depending on your circumstances.