Skip to main content

Health and finance library

Discover how health and finance come together with these helpful resources.



“Well-You” promise

At Optum, health care is more than just treating you when you’re sick. It’s 50,000 doctors empowered with the latest science to keep you well.

Related content

Discover fresh insights and resources for population health services.

Gardening: Your health in full bloom

Learn more about the health wonders of gardening.

How to use an HSA

Learn how to make manage your health savings account (HSA).

HSAs and Medicare

Learn more about what happens to your HSA once you enroll in Medicare.


Claims resource center

Claims can feel complicated. The process to get reimbursed doesn't have to be. Find answers and resources to simplify it below.

Health savings account (HSA) webinars

Are you making the most of your HSA? Check out a live webinar offered by Optum Financial and get answers to your questions from an HSA expert.

Tools for coping with depression

If you feel you’re struggling with depression, these tools are a starting point to help.

HSA and FSA cards

You just swipe, save, and skip the extra steps, plus, you save up to 30%* because you’re using pre-tax dollars.

IRS 2024 regulatory alert and legislative updates

Learn more about the increased plan contribution limits for flexible spending accounts (FSAs), commuter benefits and adoption assistance in 2024.

Del dolor al surf de remo: el poder de la atención personalizada

Entérese de cómo Laurie encontró alivio a sus problemas de salud de toda la vida con la ayuda del Dr. Neil Gokal, su médico de Optum.

See how our care and Medicare Advantage changed Margaret’s life

Learn how Margaret found better care at lower costs from a doctor and care team she could trust.

Until It’s Fixed Podcast: why the right doctor matters

Many studies show having a strong relationship with your doctor really matters.

See how our care and Medicare Advantage changed Mickey’s life

Learn how Mickey worked together with his Optum care team to help him live a fuller, healthier life in the face of illness and loss.

How teamwork helped Mickey rev up his life again

Learn how Mickey’s care team and community center helped him though COVID-19 and type 2 diabetes to find a healthier, happier life.

Cómo el trabajo en equipo ayudó a Mickey a revolucionar su vida nuevamente

Conozca cómo el equipo de atención y el centro comunitario de Mickey le ayudaron a superar el COVID-19 y la diabetes tipo 2, y encontrar una vida más saludable y feliz.

Until It’s Fixed Podcast: green flags

When it comes to any relationship, it takes two people to make it work — and a doctor-patient relationship is no different.

Until It’s Fixed Podcast: medical expense accounts

A side of your health that is often overlooked is how to save for and manage care costs. Understanding your medical expense accounts can help.

See how our care and Medicare Advantage changed Laurie’s life

Learn how Laurie found personalized care that led to relief from lifelong health struggles with the help of Dr. Neil Gokal, her Optum doctor.

El camino de Margaret hacia una vida renovada y un mejor estado de salud

A veces una elección puede cambiar tu vida. Con la ayuda de su médico y el centro comunitario, Margaret cambió su vida para mejor.

Virtual visits

Get the support you need — when you need it — with Optum® Connections virtual visits available through Optum Specialty Pharmacy and Optum Infusion Pharmacy.

Get your flu shot today

Stay healthy this flu season.

Beyond barbells: What seniors need in fitness

Medicare Advantage plans need to offer an array of choices to meet the overall health needs of members.

Embrace digital payment options to streamline operations

The business case for getting on board with digital transformation initiatives — in particular digital payment — should be an easy one for any organization to make.

Spoon Theory and chronic conditions

When living with a chronic condition, how can you express your feelings and needs in a way others can understand? Spoon Theory.

Caregiver strain: taking your feelings seriously

Taking care of yourself is an important part of being a good caregiver. Here's what to keep in mind.

Until It’s Fixed Podcast: figuring out fertility

When it comes to your health, fertility isn’t always something that’s discussed.

Enjoying summer safely with hemophilia

For people with hemophilia, summer can bring new risks for injuries or bleeds. Follow these tips to safely enjoy the summer.

Taking your specialty medication on the road

If you have a condition that requires specialty medication, organizing in advance can take some of the anxiety out of trips and vacations.

Running a marathon on parenteral nutrition

Learn how Karen, a clinical infusion dietitian with Optum Infusion Pharmacy, helped Kristi to run a marathon while managing her parenteral nutrition (PN).

Planning for positivity: Finding the bright side

Learn how to keep a positive mindset when living with a chronic condition.

The lonely world of caregiving

It takes strength and selflessness to care for others. You are not alone.

A chronic condition doesn't have to slow your run or walk

Running or walking is a great way to do some good for your body — and for others.

IRS 2024 HSA contribution limits

The IRS announced an increase in HSA contribution limits for the 2024 tax year.

Chronic illness: Preparing for a storm

Here are some tips to help you prepare for a large storm when you have a chronic condition.

How to manage your child's medication, fasting and school schedule

When your child has a chronic condition it can be challenging to make sure they get their medication on time. These tips can help.

5 essential tips for living with a chronic condition

See what Bethany, who has multiple sclerosis (MS), has learned about living with a chronic condition

Low impact exercises with big health and fitness benefits

Low impact exercise is a great way to maintain mobility and improve your overall health without putting excessive strain on your joints.

Until It’s Fixed Podcast: together in health

We’re at the end of Season 3, and we’ve covered a lot of new ground on what’s being done to make health care work better for everyone.

Preparing for the school year: A caregiver’s guide

Preparing early for the return to school can help kids with chronic conditions manage their condition and have a successful school year.

Until It’s Fixed Podcast: your health and having kids

Fertility is something you may not think about until you’re ready to have children.

Get the facts about monkeypox

What you need to know to stay safe and informed.

What our patients and members say

Watch our Medicare Advantage patient testimonial video to learn how an Optum doctor + Medicare Advantage can offer the best care.

How to deal with holiday stress

Stay calm and enjoy your holiday season.

Make the most of your shut-eye

Small changes can improve sleep quality.

Feeling SAD?

Tips that can help.

Flu shots and COVID-19

Learn why this year is more important to get your flu shot.

November is Lung Cancer Awareness Month

Now is the perfect time for everyone to be proactive.

Understanding depression

Know the signs, what you can do and when to get help.

How to talk to your doctor

Make the most of your doctor’s visit with these tips on how to play an active role in your care plan.

The signs of skin cancer

Take the preventive steps to protect your skin.

Simple exercises to improve your balance

Balance is key to everyday movement.

Farmers market tips

Keep these useful tips on hand for your next trip.

Tips to stop the spread of flu germs

Help keep you and your loved ones healthy.

3 red foods for a healthier heart

Take control of your diet for your heart and you.

Help improve your health by decluttering

Tidying up can be good for both mind and body.

Have you had "the talk" about advance care planning?

Few of us plan for this important event.

What your BMI says about your health

Learn what this tool can do.

Be S.M.A.R.T.

Learn how to make health goals that work.

What to do about your cholesterol

Read the basics on cholesterol and how to lower it.

Two truths and a lie about wearing face masks

Wearing a mask is just one step in slowing the spread of COVID-19.

10 tips for cutting back on sugar

It's all about balance and finding what works for you.

Guía Por qué Medicare Advantage

Obtenga más con Medicare Advantage

Advance care planning in three easy steps

Learn how to make your wishes known if you can't speak for yourself.

If you’re too sick to speak, who will speak for you?

Get started with an advance care plan today.

Optum Financial mobile app

Save time and take control with our advanced mobile app. Download the app today.

IRS 2023 HSA Contribution Limits

The IRS announced an increase in HSA contribution limits for the 2023 tax year.

Until it’s fixed podcast: Why we do therapy

In this episode, dig into the societal shift of talking more openly about seeing a therapist, how to find a therapist and the rise of app-based and teletherapy.

Until it’s fixed podcast: Mental health resources

In this bonus episode, learn some tips for how to define and narrow down the options you have for mental health resources — whether they’re in-person or online.

Until it’s fixed podcast: When we live longer

We're living longer than ever — but how is our health care keeping up? This episode explores challenges in providing care to our growing senior population.

Until It's Fixed Podcast: Black health

In this episode, explore the major health challenges facing the Black community, what needs to be done to improve health care and who's leading the way.

Until It's Fixed Podcast: Care for body, mind and spirit

Spirituality and religion play an important role in many people’s lives — but not everyone feels comfortable bringing them up with a doctor. Learn how to start.

Until it’s fixed podcast: Daily movement in older age

As we grow older, what’s one way we can take care of our bodies? In this bonus episode, explore options for gentle activities to keep us moving at any age.

Until It's Fixed Podcast: Get your greens

What’s one thing you can do today to improve your eating habits at home? Learn how a variety of fruits and vegetables impact your overall health and well-being.

Until It's Fixed Podcast: Write it down

In this episode, get tips for writing down how spirituality and/or religion affect your care preferences so you're prepared for the future.

Missing from the MS narrative

In this series, Victoria Reese shares candidly about symptoms, diagnosis, inequities — and how to better support the Black MS community.

HSA-FSA card: Pay the smarter way

Your card is the most convenient way to pay for qualified expenses. You also save an average of 30% since you're using pretax funds.

Until it’s fixed podcast: The sober-curious movement

Join us as we kick off season 3 with a conversation that is top-of-mind for a lot of us right now: Burnout. Learn the causes, its effects and what to do about it.

Addressing social determinants of health

Create solutions to eliminate barriers to care and support members.

Victoria Reese, a mom, media pro and Black woman with MS

In this 4-week series, she shares candidly about symptoms, diagnosis, inequities — and how to better support the Black MS community.

Until It’s Fixed Podcast: Keep a drinking diary

In this episode, Dr. Kenny Poole discusses tips and tactics for tracking your beverage consumption habits (with a focus on alcohol) by keeping a drinking diary.

Specialty vs. retail pharmacy

Specialty medications require high-touch support. Learn more about what sets specialty pharmacy apart from retail.

Help advance MS research and representation

Whether MS affects you or a loved one today, in the future or never, your involvement can make a difference.

Add a beneficiary to your HSA or MSA

Take a minute to ensure you have a beneficiary selected. 

HSA withdrawal correction form

This form can be used to redeposit funds withdrawn in error and cannot be used to correct an Excess Contribution Return.

What is an HSA?

Learn about the purpose of a health savings account (HSA) and how it works.

How to file a claim

Learn how to file a claim for an out-of-pocket expense using your flexible spending account (FSA). It’s easy.

Contribution limits

Max out your HSA this year with the contribution limit set by the IRS.

HSA investment overview

Watch this video to learn more about how to set up your investment account — and start investing today.

Spending your FSA dollars

Learn more about how to manage your FSA funds so you don't lose them.

The five stages of your HSA journey

Learn more about the five-stage journey we go through as we save and pay for qualified medical expenses.

Options to Invest Your HSA

This video shows you the differences between your two investment options and how to get started.

What is a dependent care FSA?

Learn how you can use tax-free money to pay for dependent care.

How to upload a receipt

You made an eligible purchase with an Optum Financial payment card. Learn how to upload an itemized receipt or an explanation of benefits.

New account holder checklist

Make sure you're making the most of your new HSA with these easy steps.

Health Savings Checkup tool

Estimate health care costs during retirement.

Manage your HSA contributions

Are you taking full advantage of all your HSA's tax benefits by contributing the maximum each year?

How to use an HSA

Learn how to make deposits to and withdrawals from your health savings account (HSA).

What is a limited purpose FSA?

Find out why pairing a limited purpose FSA with an HSA may be a smart choice.

What is a health care FSA?

Discover the benefits of having a health care FSA.

HSAs and tax season

Learn about the tax benefits and what you need to know at tax time.

On-demand webinar: Tax time and Your HSA

This webinar will help you understand the tax benefits of your HSA, which forms you'll need to file your taxes and how your state treats HSA contributions.

HSAs: Part of Your Financial Plan

Learn more about how your HSA can be part of your broader financial planning to create a savings nest egg and potentially save big on taxes.

HSAs and Medicare

Learn more about what happens to your HSA once you enroll in Medicare.

HSA Tax Center

Questions about your taxes? We're here to help. You can get copies of your most recent tax forms by signing in to your account.

Achieving and keeping 4+ Star performance

Until It’s Fixed: A Health Care Podcast – Season 3

Join us on the inspiring journey to create a healthier world — and make health care simpler and more effective for everyone

Calculate your health savings

See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.

HealthSafe ID

If you don't already have a HealthSafe ID®, you will be prompted to create one when signing in.

Clinical Management Programs

Being treated with a specialty medication can be overwhelming. Our specialty pharmacy clinical management programs provide personalized care and support.

How multiple sclerosis (MS) affects Black people

Learn important information about MS in the Black population, including terms, diagnosis, symptoms, treatment and disparities.

Ways to support the Black MS community

Learn more about volunteering, participating in clinical trials and more.

Pneumonia vaccines and older adults

Learn about your chances of getting sick and how to stay safe.

Learning about multiple sclerosis (MS)

Get more information on terms, racial prevalence and resources.

Until it's fixed podcast: rewarding healthy habits

What motivates you to stay healthy? It’s different for everyone.

One thing today: step it up

Habit tracking can help keep you honest when working towards a health goal.

"You don't look sick": Coping with the symptoms of MS

Multiple sclerosis (MS) symptoms aren’t easy to see. Optum helps patients with MS manage all their symptoms — seen and unseen.

Until it's fixed podcast: Where to get care

When you’re not feeling well or have a medical emergency, knowing your medical care options can be critical for your health.

Until it's fixed podcast: From checkouts to cows

We discuss how the health industry is expanding to better meet you where you’re at by taking a look at retail and rural health.

Until It's Fixed Podcast: Working to be neuro-inclusive

What is one thing you can do today to encourage thinking differently at work?

Until It's Fixed Podcast: Talking trash

Learn how to have an honest and productive conversation about household chores.

Until It's Fixed Podcast: Bank on your community

In this episode, see how you can help fight food insecurity by finding a food bank, pantry or shelf in your area — or by donating time, items or dollars.

Until It's Fixed Podcast: Seeing invisible labor

How we divide chores and childcare is an age-old problem, with women historically handling most of the work in the home.

Your appointment checklist

Be prepared for your visit. Download your easy-to-use appointment checklist.

Care guides

The care guide is your very own roadmap to wellness. From cover to cover, you’ll find health resources and tips to help you feel your best.

Save more with commuter benefits

Whether you go by bus, ferry, train or ride share, commuter benefits could save you $1,000 or more with pretax funds.

My 17-year journey with multiple sclerosis

Read about one woman’s experience navigating symptoms, diagnosis and treatment of MS.

Stay healthy this flu season

Get a flu shot early to protect yourself and your community.

Showing up every day when you have MS

Read how Sarah Wolf manages her multiple sclerosis and helps Optum strengthen pharmacy services.

My story: Living with multiple sclerosis

See one woman’s experience navigating symptoms, diagnosis and treatment of MS.