Understand how to connect your health and finances
From videos to financial wellness articles, we help consumers be better prepared to manage health care, make smarter saving and payment decisions, and build health care savings now and into retirement.
Get started!
By opening a health account with Optum Financial you've taken the first step to take charge of your health costs. Browse our resources to learn more.
Does your expense qualify?
Find products you can spend your health account dollars on.
Boost your HSA balance
Take advantage of your HSA's tax benefits by making a contribution.
How to upload a receipt
Learn how to upload an itemized receipt or an explanation of benefits.
Resources
HSA Tax Center
Questions about your taxes? We're here to help. You can get copies of your most recent tax forms by signing in to your account.
Calculate your health savings
See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.
Optum Financial mobile app
Save time and take control with our advanced mobile app. Download the app today.
Open an HSA
A health savings account (HSA) is designed to help you save and pay for qualified medical expenses.
What is a dependent care FSA?
Learn how you can use tax-free money to pay for dependent care.
Optum Financial mobile app
The Optum Financial mobile app puts all your account information at your fingertips, so you can get back to the things you love in life.
Update communication preferences
Change your Optum Financial communication delivery preferences to online.
Optum Financial payment card
Learn more about how to use your Optum Financial payment card to pay for eligible medical expenses without submitting paper claim forms.
HSAs: Part of Your Financial Plan
Learn more about how your HSA can be part of your broader financial planning to create a savings nest egg and potentially save big on taxes.
HSA investment overview
Watch this video to learn more about how to set up your investment account — and start investing today.
IRS 2023 HSA Contribution Limits
The IRS announced an increase in HSA contribution limits for the 2023 tax year.
HSAs and Medicare
Learn more about what happens to your HSA once you enroll in Medicare.
Add a beneficiary to your HSA or MSA
Take a minute to ensure you have a beneficiary selected.
How to file a claim
Learn how to file a claim for an out-of-pocket expense using your flexible spending account (FSA). It’s easy.
HSAs and tax season
Learn about the tax benefits and what you need to know at tax time.
What is an HSA?
Learn about the purpose of a health savings account (HSA) and how it works.
How to upload a receipt
You made an eligible purchase with an Optum Financial payment card. Learn how to upload an itemized receipt or an explanation of benefits.
What is a limited purpose FSA?
Find out why pairing a limited purpose FSA with an HSA may be a smart choice.
The five stages of your HSA journey
Learn more about the five-stage journey we go through as we save and pay for qualified medical expenses.
Options to Invest Your HSA
This video shows you the differences between your two investment options and how to get started.
HealthSafe ID
If you don't already have a HealthSafe ID®, you will be prompted to create one when signing in.
Manage your HSA contributions
Are you taking full advantage of all your HSA's tax benefits by contributing the maximum each year?
How to use an HSA
Learn how to make deposits to and withdrawals from your health savings account (HSA).
New account holder checklist
Make sure you're making the most of your new HSA with these easy steps.
IRS 2022 HSA Contribution Limits
The IRS announced an increase in HSA contribution limits for the 2022 tax year
IRS 2022 FSA, Commuter Benefits and Adoption Assistance Contribution Limits
The IRS announced an increase in contribution limits for the 2022 tax year.
Get access to funds faster with Quick Pay
HSA withdrawal correction form
This form can be used to redeposit funds withdrawn in error and cannot be used to correct an Excess Contribution Return.
Contribution limits
Max out your HSA this year with the contribution limit set by the IRS.
Health account frequently asked questions (FAQs)
Part of making the most of your health accounts is understanding how to use them. Browse our FAQs to get more from your health accounts.
HSA and FSA cards
You just swipe, save, and skip the extra steps, plus, you save up to 30%* because you’re using pre-tax dollars.
Health savings account (HSA) webinars
Are you making the most of your HSA? Check out a live webinar offered by Optum Financial and get answers to your questions from an HSA expert.
Spending your FSA dollars
Learn more about how to manage your FSA funds so you don't lose them.
IRS 2023 regulatory alert and legislative updates
Learn more about the increased plan contribution limits for flexible spending accounts (FSAs), commuter benefits and adoption assistance in 2023.
Claims resource center
Claims can feel complicated. The process to get reimbursed doesn't have to be. Find answers and resources to simplify it below.
On-demand webinar: Making the Most of Your HSA
This webinar will dive deeper into the annual contribution limits and an intro on how to invest your HSA dollars.
On-demand webinar: Tax time and Your HSA
This webinar will help you understand the tax benefits of your HSA, which forms you'll need to file your taxes and how your state treats HSA contributions.
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