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Payers and providers

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Payment and cash flow solutions

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Optum Financial understands health care. Whether you want to take the pain out of payment reconciliation or improve cash flow, we can help. 

 Go to Optum Pay

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Simplify the payment experience

Paying for health care is often a confusing process for consumers and health plans, and waiting for those payments is a challenge for providers. Optum Financial, the leader in digital platforms, analytics and technology, is simplifying the process while reducing costs and helping improve quality of care.

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Optum Pay™

Optum Pay offers a range of solutions to accelerate cash flow, improve earnings on deposits and create reconciliation efficiencies so you can focus on what matters most: improving health outcomes.

 Learn more

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Prepaid cards

Get tailored health care benefits options.

Prepaid card solutions offer health plans innovative options to deliver health care benefits and rewards to a variety of audiences. Optum Financial can help create a program tailored to your needs that will deliver an intuitive, engaging member experience.

Download fact sheet

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Claim payments processed for 1.8M providers and 45+ health plans*

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44–80% reduction in administrative costs on day one*

*Optum Pay book of business, 2021

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Process $650M in payments per day ($3B per week)*

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Coming soon

Optum Pay cash flow solutions

Optum Financial delivers value to providers through a range of solutions to improve cash flow.

As a bank owned by a health care company, we’re in a unique position to understand your financial needs. We will soon offer short and long-term working capital loans and faster payment options.

 Learn more

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