Payers and providers
Payment and cash flow solutions
Optum Financial understands health care. Whether you want to take the pain out of payment reconciliation or improve cash flow, we can help.
Simplify the payment experience
Paying for health care is often a confusing process for consumers and health plans, and waiting for those payments is a challenge for providers. Optum Financial, the leader in digital platforms, analytics and technology, is simplifying the process while reducing costs and helping improve quality of care.
Get tailored health care benefits options.
Prepaid card solutions offer health plans innovative options to deliver health care benefits and rewards to a variety of audiences. Optum Financial can help create a program tailored to your needs that will deliver an intuitive, engaging member experience.
Claim payments processed for 1.8M providers and 45+ health plans*
44–80% reduction in administrative costs on day one*
*Optum Pay book of business, 2021
Process $650M in payments per day ($3B per week)*
Optum Pay cash flow solutions
Optum Financial delivers value to providers through a range of solutions to improve cash flow.
As a bank owned by a health care company, we’re in a unique position to understand your financial needs. We will soon offer short and long-term working capital loans and faster payment options.