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    Find contribution limits, savings tools, calculators and eligible expenses

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Plan ahead for 2026

Open enrollment is here. Explore your financial health benefit account options to maximize your benefits. Visit the Resource Center to learn more.

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Optum Financial mobile app

The Optum Financial mobile app puts all your account information at your fingertips, so you can get back to the things you love in life.

Check out the mobile app

The Optum Financial mobile app puts all your account information at your fingertips, so you can get back to the things you love in life. See your account balances as soon as you sign in, and swipe through accounts for more details.

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Optum Financial payment card

Learn more about how to use your Optum Financial payment card to pay for eligible medical expenses without submitting paper claim forms.
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Spending your FSA dollars

Learn more about how to manage your FSA funds so you don't lose them.
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Qualified medical expense tool

Use our qualified medical expense tool to filter by account type and expense type to see if it qualifies.

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Resource library

Search our resource library for additional resources — from videos to financial wellness articles — that can help you learn more about how to save, pay and invest your health care dollars now and into retirement.

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Investments are not FDIC insured, are not bank issued or guaranteed by Optum Financial or its subsidiaries, including Optum Bank, and are subject to risk including fluctuations in value and the possible loss of the principal amount invested.