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Understanding coughs: Types, causes and treatments

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Financial

Accounts to help you save and pay for health care expenses

How can we help?

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  • Resources

    Find contribution limits, savings tools, calculators and eligible expenses

  • Account support

    Find contact information and frequently asked questions

Tax season resources

Get ready for HSA tax season

If you used an HSA this year, the HSA Tax Center offers general information about contributions, eligible expenses and commonly used tax forms — all in one place.

Visit the HSA Tax Center

Pharmacy

We make it easy to get medications you need, when and where you need them

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  • Optum Rx

    For people with pharmacy insurance benefits through Optum Rx

  • Track orders

    Track your home delivery and specialty order

  • Pharmacy support

    Find contact information and answers to frequently asked questions

Mobile app

Optum Rx on the go

Request refills, track order status, manage billing information and much more.

Download on the App StoreGet it on Google Play

Resources to improve your financial wellness

Learn how to make the most of your health benefit accounts, prepare for future health care costs and build savings to help you pay for those expenses.

Featured topics

Video

How to use an HSA

Learn how to make deposits to and withdrawals from your health savings account (HSA).

Article

HSA and FSA cards

You just swipe, save, and skip the extra steps, plus, you save up to 30%* because you’re using pre-tax dollars.

Article

HSA contribution limits

Max out your HSA this year with the contribution limit set by the IRS.

Video

How to file a claim

Learn how to file a claim for an out-of-pocket expense using your flexible spending account (FSA). It’s easy.

Video

What is a dependent care FSA?

Learn how you can use tax-free money to pay for dependent care.

Video

What is a health care FSA?

Discover the benefits of having a health care FSA.

Video

What is an HRA?

Watch this video to learn more about the purpose of a health reimbursement arrangements (HRA).

Guide

Claims resource center

Claims can feel complicated. The process to get reimbursed doesn't have to be. Find answers and resources to simplify it.

Guide

Let’s get your HRA claim approved

Get your claim paid faster. Review the samples below to make sure the documents you’re submitting include all required information.

Video

Save more with commuter benefits

Whether you go by bus, ferry, train or ride share, commuter benefits could save you $1,000 or more with pretax funds.

Article

IRS plan contribution limits

Get updates on annual IRS contribution limits for flexible spending accounts (FSAs), dependent care FSAs (DCFSAs), commuter benefits and more.

Article

What the “One Big Beautiful Bill” Act means for you

The new law, signed in 2025, brings changes that may impact how you save, spend and plan for your health and family needs.

Article

Optum Financial mobile app

Save time and take control with our advanced mobile app. Download the app today.

All resources

The five stages of your HSA journey

Learn more about the five-stage journey we go through as we save and pay for qualified medical expenses.

Add a beneficiary to your HSA or MSA

Take a minute to ensure you have a beneficiary selected.

What is an HRA?

Watch this video to learn more about the purpose of a health reimbursement arrangements (HRA).

What is an HSA?

Learn about the purpose of a health savings account (HSA) and how it works.

IRS 2024 HSA contribution limits

The IRS announced an increase in HSA contribution limits for the 2024 tax year.

IRS plan contribution limits

Get updates on annual IRS contribution limits for flexible spending accounts (FSAs), dependent care FSAs (DCFSAs), commuter benefits and more.

Optum Financial mobile app

Save time and take control with our advanced mobile app. Download the app today.

HSA contribution limits

Max out your HSA this year with the contribution limit set by the IRS.

HSA investment overview

Watch this video to learn more about how to set up your investment account — and start investing today.

Spending your FSA dollars

Learn more about how to manage your FSA funds so you don't lose them.

Options to invest your HSA

This video shows you the differences between your two investment options and how to get started.

Get your FSA claim approved

Get your claim paid faster. Review the samples below to make sure the documents you’re submitting include all required information.

Let’s get your DCFSA claim approved

Get your claim paid faster. Review the samples below to make sure the documents you're submitting include all required information.

Let’s get your HRA claim approved

Get your claim paid faster. Review the samples below to make sure the documents you’re submitting include all required information.

How to upload a receipt

You made an eligible purchase with an Optum Financial payment card. Learn how to upload an itemized receipt or an explanation of benefits.

HSAs and Medicare

Learn more about what happens to your HSA once you enroll in Medicare.

What is a health care FSA?

Discover the benefits of having a health care FSA.

HSA-FSA card: Pay the smarter way

Your card is the most convenient way to pay for qualified expenses. You also save an average of 30% since you're using pretax funds.

Health savings account (HSA) webinars

Are you making the most of your HSA? Check out a live webinar offered by Optum Financial and get answers to your questions from an HSA expert.

HSAs and tax season

Learn about the tax benefits and what you need to know at tax time.

How to use an HSA

Learn how to make deposits to and withdrawals from your health savings account (HSA).

New account holder checklist

Make sure you're making the most of your new HSA with these easy steps.

What is a dependent care FSA?

Learn how you can use tax-free money to pay for dependent care.

Manage your HSA contributions

Are you taking full advantage of all your HSA's tax benefits by contributing the maximum each year?

What is a limited purpose FSA?

Find out why pairing a limited purpose FSA with an HSA may be a smart choice.

Save more with commuter benefits

Whether you go by bus, ferry, train or ride share, commuter benefits could save you $1,000 or more with pretax funds.

HealthSafe ID

If you don't already have a HealthSafe ID®, you will be prompted to create one when signing in.

How to file a claim

Learn how to file a claim for an out-of-pocket expense using your flexible spending account (FSA). It’s easy.

HSAs: Part of Your Financial Plan

Learn more about how your HSA can be part of your broader financial planning to create a savings nest egg and potentially save big on taxes.

HSA and FSA cards

You just swipe, save, and skip the extra steps, plus, you save up to 30%* because you’re using pre-tax dollars.

What the “One Big Beautiful Bill” Act means for you

The new law, signed in 2025, brings changes that may impact how you save, spend and plan for your health and family needs.

IRS 2023 HSA Contribution Limits

The IRS announced an increase in HSA contribution limits for the 2023 tax year.

HSA withdrawal correction form

This form can be used to redeposit funds withdrawn in error and cannot be used to correct an Excess Contribution Return.

HSA tax center

Questions about your taxes? We're here to help. You can get copies of your most recent tax forms by signing in to your account.

Claims resource center

Claims can feel complicated. The process to get reimbursed doesn't have to be. Find answers and resources to simplify it.

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