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Optum Financial payment card

Learn more about how to use your Optum Financial payment card to pay for eligible medical expenses without submitting paper claim forms.

Check out the Optum Financial payment card

Your flexible spending account (FSA) or health reimbursement account (HRA) with Optum Financial includes an Optum Financial payment card.

The Optum Financial payment card is a fast and convenient way to pay for eligible medical expenses without submitting paper claim forms. Use it at the pharmacy, pay at the doctor’s office or write your payment card number on your provider bill. Just remember to keep your receipt, because transactions may have to be validated or substantiated per IRS guidelines.

What information is required by the IRS on a receipt?

  • Date of service
  • Cost of the item or service
  • Type of service (prescription, copayment, dental, etc.)
  • Name of the provider and name of individual serviced
  • Tip: an explanation of benefits meets these IRS requirements

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