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Calculate your health savings

See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.


Health savings account

Annual HSA contribution calculator

Calculate your tax savings, yearly contribution amounts and the potential future value of your HSA.


Health savings account

Retirement health savings checkup tool

Receive a personalized snapshot of your potential health care expenses in retirement. Get your estimate today so you can be prepared.


Flexible spending accounts

FSA savings calculator

See how an FSA can help your budget by saving on eligible health care expenses.


Commuter benefits

Commuter calculator

Commuter benefits can add up to some serious tax savings. See how much you could save.

Using your health account dollars

Qualified medical expense tool

Does your expense qualify? Use our qualified medical expense search tool to find out what qualifies.

Spend your HSA and FSA dollars

Shop for eligible products at the Optum Store. Use your payment card for easy checkout.*

HSA asset allocation calculator

Find the mutual fund asset classes that best match your objectives and risk tolerance.

*The promotional code OPTFSA7, OPTHSA5 and OPTHRA7 cannot be applied to previously placed orders, and cannot be combined with other promotional codes. Additionally, the code cannot be used for prescription drugs or virtual care visits. Promotional codes are not transferable or redeemable for cash or credit. To apply a promotional code you must enter it prior to completing the order. Free and expedited shipping offers do not apply to shipping outside of the contiguous United States. Additional shipping restrictions may apply. The Optum Store is an affiliate of the UnitedHealth Group family of companies.