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Rob and Abby talk about the Managed Transplant Program (MTP) from Optum. This fully insured product carves the risk of transplants out of the self-funded plan.

When coupled with Optum Stop Loss, the MTP premium is often offset, making for a robust and expense-neutral package for your clients.

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Get Smart on Stop Loss: Podcast series

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Self-Funding

Determine if self-funded health care is a good fit.

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Carve Out or In?

Discover what carve-out and carve-in options offer employers.

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Build Confidence

Protect employer assets while ensuring quality care.

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Carrier Choice

Gauge value when choosing a stop loss carrier.

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How we help

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Health Savings and Spending Accounts

Help people save and pay for health care.

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Employee Assistance Program

Provide in-the-moment support, effective tools and resources for employees’ everyday needs.

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Biometric Solutions

Understand the health risks of your total population and drive enrollment into the proper health management programs.

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Rally

Overcome barriers to engage employees in their health.

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Managed Transplant Program

Our Managed Transplant Program is a fully insured risk carve-out policy. Coupled with Optum Stop Loss, it helps eliminate gaps in coverage.

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Employer Stop Loss

For self-insured groups, Optum Stop Loss insurance protects employers against unexpected increases from catastrophic claims.

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More information

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Meet our team

Meet our team of middle-market experts.

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Are you a benefits consultant?

Improve employee health and reduce costs.

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Continuing education

Classes taught by our subject-matter experts.

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OptumRx

Employer health and wellness solutions.

Resource library

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 A conversation with: Scott Avery Vice President, Stop Loss, Optum
Fact sheet

Transitioning to self-funding and stop loss

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 Why brokers need to get smart about wellness White paper
White paper

Why brokers need to get smart about wellness

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White paper

Mid-market interest in self-funding

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