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“Well-You” promise
At Optum, health care is more than just treating you when you’re sick. It’s 50,000 doctors empowered with the latest science to keep you well.
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Discover fresh insights and resources for population health services.
Gardening: Your health in full bloom
Learn more about the health wonders of gardening.
How to use an HSA
Learn how to make manage your health savings account (HSA).
HSAs and Medicare
Learn more about what happens to your HSA once you enroll in Medicare.
Articles
What our patients and members say
Watch our Medicare Advantage patient testimonial video to learn how an Optum doctor + Medicare Advantage can offer the best care.
Doc, am I too young for advance care planning?
Having a plan in place is a wise choice.
Quality care when and where it's right for you
The visit is virtual. The care is personal.
Virtual care: making your health care safe and easy
See your doctor from the comfort of your home.
HSA new account holder checklist
Now that you’ve opened a health savings account, learn how to save on taxes, pay for qualified medical expenses and save for the future.
Health savings account (HSA) webinars
Are you making the most of your HSA? Check out a live webinar offered by Optum Financial and get answers to your questions from an HSA expert.
What do Optum patients think about their doctors?
Find out through our recent patient surveys.
Help improve your health by decluttering
Tidying up can be good for both mind and body.
Diabetes-friendly recipes for your Thanksgiving table
Try these lighter, tasty takes on American favorites.
April 16 is National Health Care Decisions Day
It's the perfect time to start your advanced care planning.
Help lower your stress levels with mindfulness
Pay attention to your thoughts and be in the moment.
What COVID-19 vaccine should I get?
The best vaccine against COVID-19 is the one in your arm.
November is Lung Cancer Awareness Month
Now is the perfect time for everyone to be proactive.
Could your colonoscopy help save your kids' lives?
Help protect yourself and your family.
Welcome to your community
Take a quick video tour through one of our Optum Care Community Centers in Arizona.
Two truths and a lie about wearing face masks
Wearing a mask is just one step in slowing the spread of COVID-19.
10 tips for choosing a primary care doctor
Great care starts with your relationship with your doctor.
10 tips for cutting back on sugar
It's all about balance and finding what works for you.
Doc, does older skin need sun protection?
Here are tips to lower your chances of getting skin cancer.
Know where to go for care
The right place or way to get care depends on your situation.
Differences between COVID-19, flu and colds
As summer ends, many of us might catch something.
Have you had "the talk" about advance care planning?
Few of us plan for this important event.
Scheduled your Annual Wellness Visit yet?
Here are the top five reasons to get it on your calendar.
Get the facts: Why Annual Wellness Visits matter
A nurse practitioner explains the importance of having a yearly AWV.
Advance care planning in three easy steps
Learn how to make your wishes known if you can't speak for yourself.
If you’re too sick to speak, who will speak for you?
Get started with an advance care plan today.
Guía Llevar una vida más saludable con Medicare Advantage
Lleve su atención de la salud al próximo nivel con un médico de Optum + Medicare Advantage.
Embrace digital payment options to streamline operations
The business case for getting on board with digital transformation initiatives — in particular digital payment — should be an easy one for any organization to make.
HSA withdrawal correction form
This form can be used to redeposit funds withdrawn in error and cannot be used to correct an Excess Contribution Return.
Until It’s Fixed: A Health Care Podcast – Season 3
Join us on the inspiring journey to create a healthier world — and make health care simpler and more effective for everyone
Until It’s Fixed: A Health Care Podcast - Season 1
Start at the beginning with season one.
Until It's Fixed: A Health Care Podcast - Season 2
Hear how unifying data, creating partnerships and approaching problems in new ways are helping to create a healthier world.
The five stages of your HSA journey
Learn more about the five-stage journey we go through as we save and pay for qualified medical expenses.
Options to Invest Your HSA
This video shows you the differences between your two investment options and how to get started.
Get access to funds faster with Quick Pay
Optum Financial mobile app
The Optum Financial mobile app puts all your account information at your fingertips, so you can get back to the things you love in life.
HealthSafe ID
If you don't already have a HealthSafe ID®, you will be prompted to create one when signing in.
What is a limited purpose FSA?
Find out why pairing a limited purpose FSA with an HSA may be a smart choice.
On-demand webinar: Tax time and Your HSA
This webinar will help you understand the tax benefits of your HSA, which forms you'll need to file your taxes and how your state treats HSA contributions.
Open an HSA
A health savings account (HSA) is designed to help you save and pay for qualified medical expenses.
HSAs and Medicare
Learn more about what happens to your HSA once you enroll in Medicare.
Optum Financial payment card
Learn more about how to use your Optum Financial payment card to pay for eligible medical expenses without submitting paper claim forms.
Your health screening checklist
Download a health screening checklist that helps you track your appointments all in one place.
Missing from the MS narrative
In this series, Victoria Reese shares candidly about symptoms, diagnosis, inequities — and how to better support the Black MS community.
Until it’s fixed podcast: The sober-curious movement
Join us as we kick off season 3 with a conversation that is top-of-mind for a lot of us right now: Burnout. Learn the causes, its effects and what to do about it.
Addressing social determinants of health
Create solutions to eliminate barriers to care and support members.
My earthquake
In this series, Victoria Reese shares candidly about symptoms, diagnosis, inequities — and how to better support the Black MS community.
Victoria Reese, a mom, media pro and Black woman with MS
In this 4-week series, she shares candidly about symptoms, diagnosis, inequities — and how to better support the Black MS community.
Facing MS as a Black woman
In this series, Victoria Reese shares candidly about symptoms, diagnosis, inequities — and how to better support the Black MS community.
Until It’s Fixed Podcast: Keep a drinking diary
In this episode, Dr. Kenny Poole discusses tips and tactics for tracking your beverage consumption habits (with a focus on alcohol) by keeping a drinking diary.
Help advance MS research and representation
Whether MS affects you or a loved one today, in the future or never, your involvement can make a difference.
Until it’s fixed podcast: Burnout
Join us as we kick off season 3 with a conversation that is top-of-mind for a lot of us right now: Burnout. Learn the causes, its effects and what to do about it.
Until it’s fixed podcast: Pajama time to reduce burnout
What is one thing you can do today to reduce burnout in your life? Dr. Maria Dahl offers tips we can all use.
Optum Financial mobile app
Save time and take control with our advanced mobile app. Download the app today.
Optum Network of Arizona and Medicare Advantage
Take a look at how we help people with Medicare Advantage stay healthy, happy and active in Arizona.
Health account frequently asked questions (FAQs)
Part of making the most of your health accounts is understanding how to use them. Browse our FAQs to get more from your health accounts.
Achieving and keeping 4+ Star performance
Until it’s fixed podcast: Why we do therapy
In this episode, dig into the societal shift of talking more openly about seeing a therapist, how to find a therapist and the rise of app-based and teletherapy.
Until it’s fixed podcast: Mental health resources
In this bonus episode, learn some tips for how to define and narrow down the options you have for mental health resources — whether they’re in-person or online.
Until it’s fixed podcast: When we live longer
We're living longer than ever — but how is our health care keeping up? This episode explores challenges in providing care to our growing senior population.
Until It's Fixed Podcast: Care for body, mind and spirit
Spirituality and religion play an important role in many people’s lives — but not everyone feels comfortable bringing them up with a doctor. Learn how to start.
Until it’s fixed podcast: Daily movement in older age
As we grow older, what’s one way we can take care of our bodies? In this bonus episode, explore options for gentle activities to keep us moving at any age.
Until It's Fixed Podcast: Write it down
In this episode, get tips for writing down how spirituality and/or religion affect your care preferences so you're prepared for the future.
HSA-FSA card: Pay the smarter way
Your card is the most convenient way to pay for qualified expenses. You also save an average of 30% since you're using pretax funds.
Save more with commuter benefits
Whether you go by bus, ferry, train, or ride share, commuter benefits could save you $1,000s, or more, with pretax funds.
Until It's Fixed Podcast: Black health
In this episode, explore the major health challenges facing the Black community, what needs to be done to improve health care and who's leading the way.
Until It's Fixed Podcast: Get your greens
What’s one thing you can do today to improve your eating habits at home? Learn how a variety of fruits and vegetables impact your overall health and well-being.
Care guides
The care guide is your very own roadmap to wellness. From cover to cover, you’ll find health resources and tips to help you feel your best.
Until It's Fixed Podcast: Thinking differently
There is no 'normal' when it comes to the human brain- we all think, learn and experience the world uniquely.
Until It's Fixed Podcast: Working to be neuro-inclusive
What is one thing you can do today to encourage thinking differently at work?
Until It's Fixed Podcast: Talking trash
Learn how to have an honest and productive conversation about household chores.
Until It's Fixed Podcast: Seeing invisible labor
How we divide chores and childcare is an age-old problem, with women historically handling most of the work in the home.
Until It's Fixed Podcast: No place like home
In this episode, learn more about health care convenience and choice and the growing demand for it outside of a doctor’s office or hospital.
Until It's Fixed Podcast: Bank on your community
In this episode, see how you can help fight food insecurity by finding a food bank, pantry or shelf in your area — or by donating time, items or dollars.
Until it's fixed podcast: Where to get care
When you’re not feeling well or have a medical emergency, knowing your medical care options can be critical for your health.
Until it's fixed podcast: From checkouts to cows
We discuss how the health industry is expanding to better meet you where you’re at by taking a look at retail and rural health.
Until it's fixed podcast: rewarding healthy habits
What motivates you to stay healthy? It’s different for everyone.
One thing today: step it up
Habit tracking can help keep you honest when working towards a health goal.
Until It’s Fixed Podcast: why the right doctor matters
Many studies show having a strong relationship with your doctor really matters.
Until It’s Fixed Podcast: green flags
When it comes to any relationship, it takes two people to make it work — and a doctor-patient relationship is no different.
Until It’s Fixed Podcast: medical expense accounts
A side of your health that is often overlooked is how to save for and manage care costs. Understanding your medical expense accounts can help.
Until It’s Fixed Podcast: figuring out fertility
When it comes to your health, fertility isn’t always something that’s discussed.
Until It’s Fixed Podcast: together in health
We’re at the end of Season 3, and we’ve covered a lot of new ground on what’s being done to make health care work better for everyone.
Until It’s Fixed Podcast: your health and having kids
Fertility is something you may not think about until you’re ready to have children.
IRS 2024 HSA contribution limits
The IRS announced an increase in HSA contribution limits for the 2024 tax year.
Del dolor al surf de remo: el poder de la atención personalizada
Entérese de cómo Laurie encontró alivio a sus problemas de salud de toda la vida con la ayuda del Dr. Neil Gokal, su médico de Optum.
See how our care and Medicare Advantage changed Margaret’s life
Learn how Margaret found better care at lower costs from a doctor and care team she could trust.
Margaret’s journey to a renewed life and better health
Sometimes one decision can change your life. With the help of her doctor and the community center, Margaret changed her life for the better.
See how our care and Medicare Advantage changed Mickey’s life
Learn how Mickey worked together with his Optum care team to help him live a fuller, healthier life in the face of illness and loss.
How teamwork helped Mickey rev up his life again
Learn how Mickey’s care team and community center helped him though COVID-19 and type 2 diabetes to find a healthier, happier life.
Cómo el trabajo en equipo ayudó a Mickey a revolucionar su vida nuevamente
Conozca cómo el equipo de atención y el centro comunitario de Mickey le ayudaron a superar el COVID-19 y la diabetes tipo 2, y encontrar una vida más saludable y feliz.
From pain to paddleboarding: the power of personalized care
Learn how Laurie found relief from lifelong health struggles with the help of Dr. Neil Gokal, her Optum doctor.
See how our care and Medicare Advantage changed Laurie’s life
Learn how Laurie found personalized care that led to relief from lifelong health struggles with the help of Dr. Neil Gokal, her Optum doctor.
El camino de Margaret hacia una vida renovada y un mejor estado de salud
A veces una elección puede cambiar tu vida. Con la ayuda de su médico y el centro comunitario, Margaret cambió su vida para mejor.
Flu shot choices for people ages 65+
Here's what you need to know before getting your flu shot.
What you need to know about prostate cancer screenings
Learn how screening for prostate cancer and talking openly with your doctor about the PSA test can improve your care.
What is a dependent care FSA?
Learn how you can use tax-free money to pay for dependent care.
Update communication preferences
Change your Optum Financial communication delivery preferences to online.
Spending your FSA dollars
Learn more about how to manage your FSA funds so you don't lose them.
Add a beneficiary to your HSA or MSA
Take a minute to ensure you have a beneficiary selected.
IRS 2023 regulatory alert and legislative updates
Learn more about the increased plan contribution limits for flexible spending accounts (FSAs), commuter benefits and adoption assistance in 2023.
5 essential tips for living with a chronic condition
See what Bethany, who has multiple sclerosis (MS), has learned about living with a chronic condition
Exercise and chronic conditions
If you’re living with a chronic condition, exercise may be an important way to manage your symptoms, improve your overall health and more.
The lonely world of caregiving
It takes strength and selflessness to care for others. You are not alone.
8 ways to cope with fatigue
Here are some ways to help cope with fatigue caused by specialty medicines or conditions.
Caregiver strain: taking your feelings seriously
Taking care of yourself is an important part of being a good caregiver. Here's what to keep in mind.
New year, new health insurance: How to avoid surprises
The new year can be full of changes — including to your health insurance plan. Here are three questions to ask before the new year begins.
Enjoying summer safely with hemophilia
For people with hemophilia, summer can bring new risks for injuries or bleeds. Follow these tips to safely enjoy the summer.
Low impact exercises with big health and fitness benefits
Low impact exercise is a great way to maintain mobility and improve your overall health without putting excessive strain on your joints.
How to manage your child's medication, fasting and school schedule
When your child has a chronic condition it can be challenging to make sure they get their medication on time. These tips can help.
6 ways to help a loved one who has cancer
When someone you love has cancer, you want to help them. Your awareness of their needs can make it easier for them to accept your help.
Running a marathon on parenteral nutrition
Learn how Karen, a clinical infusion dietitian with Optum Infusion Pharmacy, helped Kristi to run a marathon while managing her parenteral nutrition (PN).
Planning for positivity: Finding the bright side
Learn how to keep a positive mindset when living with a chronic condition.
Chronic illness: Preparing for a storm
Here are some tips to help you prepare for a large storm when you have a chronic condition.
How to stay safe while in the sun
Whether you’re gardening, getting some exercise or playing with your family in your backyard, it is important to protect your skin.
A chronic condition doesn't have to slow your run or walk
Running or walking is a great way to do some good for your body — and for others.
Preparing for the school year: A caregiver’s guide
Preparing early for the return to school can help kids with chronic conditions manage their condition and have a successful school year.
Taking your specialty medication on the road
If you have a condition that requires specialty medication, organizing in advance can take some of the anxiety out of trips and vacations.
Spoon Theory and chronic conditions
When living with a chronic condition, how can you express your feelings and needs in a way others can understand? Spoon Theory.
Claims resource center
Claims can feel complicated. The process to get reimbursed doesn't have to be. Find answers and resources to simplify it below.
Calculate your health savings
See how your health accounts can impact your wallet. Use our tools and resources to calculate how to save and pay for qualified expenses.
Manage your HSA contributions
Are you taking full advantage of all your HSA's tax benefits by contributing the maximum each year?
New account holder checklist
Make sure you're making the most of your new HSA with these easy steps.
HSA Tax Center
Questions about your taxes? We're here to help. You can get copies of your most recent tax forms by signing in to your account.
How to upload a receipt
You made an eligible purchase with an Optum Financial payment card. Learn how to upload an itemized receipt or an explanation of benefits.
How to file a claim
Learn how to file a claim for an out-of-pocket expense using your flexible spending account (FSA). It’s easy.
How to use an HSA
Learn how to make deposits to and withdrawals from your health savings account (HSA).
HSAs: Part of Your Financial Plan
Learn more about how your HSA can be part of your broader financial planning to create a savings nest egg and potentially save big on taxes.
HSA and FSA cards
You just swipe, save, and skip the extra steps, plus, you save up to 30%* because you’re using pre-tax dollars.
HSA investment overview
Watch this video to learn more about how to set up your investment account — and start investing today.
IRS 2023 HSA Contribution Limits
The IRS announced an increase in HSA contribution limits for the 2023 tax year.
IRS 2022 HSA Contribution Limits
The IRS announced an increase in HSA contribution limits for the 2022 tax year
Contribution limits
Max out your HSA this year with the contribution limit set by the IRS.
HSAs and tax season
Learn about the tax benefits and what you need to know at tax time.
What is an HSA?
Learn about the purpose of a health savings account (HSA) and how it works.
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