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Understanding Medicare Advantage plans

For better care at lower costs, choose a Medicare Advantage plan that connects you with an Optum doctor. 1

Call now to find a doctor and plan.

1-877-247-2850, TTY 711 
1-844-575-1504 (CA residents only)
1-866-955-2487 (CT residents only)

Three steps to get a Medicare Advantage plan

Our doctors accept a wide variety of Medicare Advantage plans. How do you find the right plan for you? It's simple.

Know your needs

Find out which plans:

  • Are accepted by your doctor and specialists
  • Cover your medicines
  • Offer monthly premiums you can afford
  • Offer extras like dental, vision or hearing

Explore plan choices

Many plans offer:

  • $0 monthly premiums
  • $0 doctor visit copays
  • $0 prescription medicine copays
  • Dental, vision and hearing
  • Gym memberships

Sign up for a plan

Talking with a licensed insurance agent is your next step. You'll get answers to your questions and help finding a plan that's right for you. Call now to choose a Medicare Advantage plan accepted by Optum doctors.


Call 1-877-247-2850 TTY 711 

Call 1-844-575-1504 (CA residents only)

Call 1-866-955-2487 (CT residents only)

Original Medicare or Medicare Advantage, what's the difference?

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About Medicare

The best way to learn about your Medicare choices is to talk with a licensed, independent agent. They’ll help you understand your choices and what plans are available to you.

To learn more, you can also attend a Medicare event in your area taught by one of these agents.

We accept a wide selection of Medicare Advantage plans. Over 100 insurance companies select Optum doctors to be part of their network. This makes it easier to choose the most affordable plan for your needs.

Your Medicare Initial Enrollment Period is a seven-month window. It begins three months before your 65th birthday, includes your birthday month and ends three months after you turn 65.

You also have the opportunity to enroll during the Annual Election Period, which is Oct. 15–Dec. 7.

It’s important to enroll during your enrollment window. If you do not enroll during this time, you could have a late enrollment penalty or a gap in coverage.

Helpful resources

Take the next step

At Optum, everything we do is centered around you, so you can live your healthiest life.


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Explore doctors and plans

Find an Optum doctor near you and see the Medicare plans they accept.

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Attend an event

Discover your health choices at a health fair, doctor talk or Medicare event near you.

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Get health tips delivered to your inbox.

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† The contact information listed will direct you to a licensed representative that works with Medicare enrollees to explain Medicare Advantage and Prescription Drug Plan options. There may not be plans available in your area. Any information provided is limited to those plans offered in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

1. Our Medicare Advantage patients are healthier and spend less time in the hospital. They have a 19% lower rate of hospitalization compared to our Original Medicare patients. Optum Care Unified Data Mart (OCUDM 2021); Optum HEDIS Reporting; Cozeva