Benefit consultants
Insights for mid-sized employers and their broker partners
Rob and Abby Talk MTP
Our focus is to better manage this very volatile and expensive category of risk, while providing the best possible outcomes for patients.
Rob and Abby talk about the Managed Transplant Program (MTP) from Optum. This fully insured product carves the risk of transplants out of the self-funded plan.
When coupled with Optum Stop Loss, the MTP premium is often offset, making for a robust and expense-neutral package for your clients.
Get Smart on Stop Loss: Podcast series
Self-Funding
Determine if self-funded health care is a good fit.
Carve Out or In?
Discover what carve-out and carve-in options offer employers.
Build Confidence
Protect employer assets while ensuring quality care.
Carrier Choice
Gauge value when choosing a stop loss carrier.
How we help
Health Savings and Spending Accounts
Help people save and pay for health care.
Employee Assistance Program
Provide in-the-moment support, effective tools and resources for employees’ everyday needs.
Biometric Solutions
Understand the health risks of your total population and drive enrollment into the proper health management programs.
Rally
Overcome barriers to engage employees in their health.
Managed Transplant Program
Our Managed Transplant Program is a fully insured risk carve-out policy. Coupled with Optum Stop Loss, it helps eliminate gaps in coverage.
Employer Stop Loss
For self-insured groups, Optum Stop Loss insurance protects employers against unexpected increases from catastrophic claims.
More information
Meet our team
Meet our team of middle-market experts.
Are you a benefits consultant?
Improve employee health and reduce costs.
Continuing education
Classes taught by our subject-matter experts.
OptumRx
Employer health and wellness solutions.
Resource library
Transitioning to self-funding and stop loss
Why brokers need to get smart about wellness
