Optum Financial payment card
Learn more about how to use your Optum Financial payment card to pay for eligible medical expenses without submitting paper claim forms.
Check out the Optum Financial payment card
Your flexible spending account (FSA) or health reimbursement account (HRA) with Optum Financial includes an Optum Financial payment card.
The Optum Financial payment card is a fast and convenient way to pay for eligible medical expenses without submitting paper claim forms. Use it at the pharmacy, pay at the doctor’s office or write your payment card number on your provider bill. Just remember to keep your receipt, because transactions may have to be validated or substantiated per IRS guidelines.
What information is required by the IRS on a receipt?
- Date of service
- Cost of the item or service
- Type of service (prescription, copayment, dental, etc.)
- Name of the provider and name of individual serviced
- Tip: an explanation of benefits meets these IRS requirements
Related resources
Qualified medical expense tool
Use our qualified medical expense tool to filter by account type and expense type to see if it qualifies.
What is a health care FSA?
Discover the benefits of having a health care FSA.
Spending your FSA dollars
Learn more about how to manage your FSA funds so you don't lose them.
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