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Sign in or register

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Ready to sign in or need to register for an account? Below, you’ll find links to our secure sites for individuals, employers, providers and brokers.

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I'm an individual

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Online access

To access your account, please sign in at the URL found on the back of your payment card.


More options:

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I'm an Optum Financial account holder.

The back of my payment card says optumfinancial.com or connectyourcare.com

Sign in here 

New user? Register now  

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I'm an Optum Bank account holder.

The back of my payment card says optumbank.com

Sign in here 

New user? Register now 

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I'm an employer

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Sign in to HRcommand

Easily access and manage all of your benefit accounts with our HRcommand® administrative management platform.

Sign in

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I'm a payer or provider

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Manage claims and payments more efficiently

Optum Pay™ is a payments and reconciliation portal that helps you run your business more efficiently so you can focus on what matters most: improving health outcomes. Visit our Optum Pay site to sign in and learn more.

Visit Optum Pay

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I'm a broker

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Broker and consultant hub

Help your clients maximize employee benefit offerings and manage risk in health care claims.

Sign in now

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Not finding what you're looking for?

If you are looking for additional support or contact information, please visit our Contact us page.

Contact us

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Health savings accounts (HSAs) are offered or administered by Optum Bank®, Member FDIC, or ConnectYourCare, LLC, each a subsidiary of Optum Financial. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account. Flexible spending accounts/arrangements (FSAs), health reimbursement arrangements (HRAs), Commuter and Parking Benefits, Adoption Reimbursement Plans, Tuitions Reimbursement Plans, Surrogacy Reimbursement Plans, Lifestyle Plans, COBRA Benefits, and all other account types are administered on behalf of your plan sponsor by Optum Financial, Inc. or ConnectYourCare, LLC (collectively, “Optum Financial”) and are subject to eligibility and restrictions. Please contact a legal or tax professional for advice on eligibility, tax treatment, and restrictions. Please contact your plan administrator with questions about enrollment or plan restrictions. Federal and state laws and regulations and the design of your plan are subject to change.

Self-directed mutual fund investment options are made available through the services of an independent investment advisor, or your plan sponsor. Discretionary advisory services are provided by Betterment LLC, an SEC-registered investment adviser, with associated brokerage transactions provided by Betterment Securities, member FINRA/SIPC. For details and disclosures visit betterment.com. Certain brokerage services are offered through TD Ameritrade, Inc., member FDIC/SIPC and a subsidiary of The Charles Schwab Corporation.  For details and disclosures, visit  www.tdameritrade.com. The Schwab Health Savings Brokerage Account is offered through Charles Schwab & Co., Inc., member FINRA/SIPC. For details and disclosures, visit schwab.com.

Orders are accepted to effect transactions in securities only as an accommodation to HSA owners. Optum Financial and its subsidiaries are not broker-dealers or registered investment advisors and do not provide investment advice or research concerning securities, make recommendations concerning securities, or otherwise solicit securities transactions.

Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. iPad Pro is a trademark of Apple Inc. Android, Google Play and the Google Play logo are trademarks of Google LLC. Data rates may apply.

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