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Payments and Banking

Optum Financial® is setting a new standard for how care is financed and paid for.

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Optum Financial is ready to invest in the care you deliver

We provide a scalable and secure payment delivery platform that is engineered to drive efficiency for payers and providers based on applied health care expertise. Our products ease the burden on financial reconciliation by moving money and data securely as one.

With greater ease and possibilities, payers can deliver better payment experiences for providers so they can focus more time on their patients.

A new currency of care freeing up more time to focus on patients.

With unparalleled expertise in health and finance, our suite of solutions works smarter to help your practice accelerate towards a healthier future.


Unify data and health payments


Streamline business operations

Rely on a trusted partner

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Explore our solutions

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Optum Pay

Accelerate progress toward a healthier future with a platform that helps expedite payments and streamlines access to historical claims data.

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Capital loan

A digital-first cash flow solution provides easy and fast access to funds for health care practices to meet their changing business needs.

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Cash flow loan

Cash flow loan is an innovative approach to the financial health of your practice with monthly cash flow and automated repayments.

Let's work together

As your partner, we invest in your practice, offering tools, support and funding to help you thrive.