Get ahead of risk
Optum® Group Risk Analytics (GRA) predicts future risk in minutes, enabling a premium rate strategy aligned to the risk profile of your new business groups. Group Risk Analytics uses de-identified, third-party medical and specialty pharmacy data, and proprietary risk scoring, to enable payers to better assess the risk of prospective employer group customers.
Our goal is to help you win the right business at the right price.

Key benefits
We are committed to providing underwriters with the quickest, most intuitive and accurate new business risk assessment solutions.
Results returned in minutes
We know that underwriters can't wait around during the busy new business season — 97% of all cases are returned in less than 5 minutes.
Unparalleled data syndicate
Nationwide coverage of medical and pharmacy claim data allow for the detection of high-cost conditions and specialty pharmacy costs that others might miss.
Sleek and intuitive software
Built on the Optum StepWise platform, GRA is easy to use and integrates seamlessly with your existing underwriting workflows.
Outstanding customer experience
Our highly responsive and dedicated support team is here for you.
Related healthcare insights
On-demand webinar
Learn more about the impact and implications of a Corrective Action Plan and how Stars and these corrective actions are interconnected.
Guide
Maximize your EHR investment through partnership.
E-book
Key themes and insights that can guide your organization toward a successful electronic health record (EHR) transformation.
Product information and resources
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PDF
Fact sheet
A prospective group risk assessment tool
GRA is a simple and secure prospective risk assessment tool that enables payers to better assess the risk of prospective employer group customers in minutes.
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Fact sheet
Portfolio optimization (PO)
Achieve greater profitability and retained membership through the balancing of both market share and margin goals with Optum® Portfolio Optimization.