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Build a benefit plan that demonstrates your values

Create a plan based on your employees’ needs to help them face certain life challenges. Choose the eligible expenses, determine the benefit amount and establish other details. Offer the same benefit to all employees or adjust for different segments.


Post-tax options

  • Wellness and fitness classes, memberships, counseling, leagues, etc. 
  • Financial planning 
  • Education and enrichment 
  • College admission prep

Family and finance account (pre-tax qualified)

  • Adoption, including legal, agency fees and travel costs 
  • Tuition, including books and program fees

Crisis relief (sometimes pre-tax qualified)

  • Childcare or babysitting 
  • Home, such as mortgage, rent, internet or home office 
  • Essentials, such as gas, electric, water or groceries
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Contact us

Current client looking for support?

Contact your account representative directly or email employerservice@of.optum.com.

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Complementary solutions

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Health Savings Accounts (HSAs)

Accelerate progress toward a healthier future with an HSA that helps employees take control of their care, payments and overall health.

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Flexible Spending Accounts (FSAs)

Help your employees budget and save for qualified expenses during the benefit plan year through pre-tax contributions.

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Health Reimbursement Arrangements (HRAs)

Use this custom-designed, employer-funded plan to help offset employees’ health care costs, while providing tax savings to the organization.