O4 Detail Hero Banner

Your employees save money while they plan for their expenses

When your employees use an FSA, their taxable income is reduced by the amount they contribute, up to the annual IRS limits. They can use the FSA to plan ahead and budget for eligible expenses in the upcoming benefit plan year and pay less because of their tax savings. Choose from different FSAs to meet your employees’ needs and complement your medical plan.

""

Health care FSA

  • Eligible expenses: medical, dental, vision, prescription, certain over-the-counter items
  • Optum Store purchases are automatically approved
""

Limited purpose FSA

  • Compatible with an HSA 
  • Eligible expenses: vision and dental 
  • Protects their HSA balance for deductible expenses and saving for the future
""

Dependent care FSA

  • Eligible expenses: dependent care while the employee is at work 
  • Dependents are typically under 13 or older adults incapable of self-care
O4 50-50 Content Block
O4 50-50 Content Block
O4 50-50 Content Block

Contact us

Current client looking for support?

Contact your account representative directly or email employerservice@of.optum.com.

Request more information
O4 Simple Cards

Complementary solutions

O4 Simple Card

Health Savings Accounts (HSAs)

Accelerate progress toward a healthier future with an HSA that helps employees take control of their care, payments and overall health.

Learn about HSAs
O4 Simple Card

Health Reimbursement Arrangements (HRAs)

Use this custom-designed, employer-funded plan to help offset employees’ health care costs, while providing tax savings to the organization.

Learn about HRAs
O4 Simple Card

Lifestyle Spending Accounts

Attract and retain talent in a competitive market, connect your benefits to your culture and show you care for your employees.

Learn about accounts
O4 1 Column (Full)
O4 Text Component

*Optum Financial payment cards are not available for dependent care FSAs.