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Commuter Benefits for Employers

Support your employees with a pre-tax account that saves them money on qualified expenses for their individual commute to work.

Payment account for public transportation and parking expenses

Offering a pre-tax commuter benefit helps your employees save money on their commute expenses and meets local or state commuter benefit requirements. Choose the service model that best fits the needs of your employees.

  • Order model: You provide a list of eligible products and services to your employees. They'll place an order the month before they need them.
  • Monthly contribution model: Employees make monthly contributions via payroll deduction that they use to purchase transportation services, up to the account balance.

Key benefits

Healthcare FSA

  • Buses, trains, subways, ferries, vanpools, UberX Share and Lyft Shared
  • Parking at your place of employment or a location from which you commute to work

Optum Financial payment card

  • Participants use the payment card for eligible expenses at participating terminals.
  • Multiple accounts (HSA, FSA, commuter, etc.) can link to one card.

Administration services

  • Streamlined implementation
  • Technology for administration with analytics
  • Customer support
  • Payroll deduction file and order funding report

Healthcare FSA

  • Buses, trains, subways, ferries, vanpools, UberX Share and Lyft Shared
  • Parking at your place of employment or a location from which you commute to work

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Complementary solutions

Health Savings Accounts

Accelerate progress toward a healthier future with an HSA that helps employees take control of their care, payments and overall health.

Flexible Spending Accounts

Help your employees budget and save for qualified expenses during the benefit plan year through pre-tax contributions to FSAs.

Health Reimbursement Arrangements

Use a health reimbursement arrangement (HRA) to help offset employees’ healthcare costs while providing tax savings to the organization.