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Flexible stop loss insurance lets you focus on your business. Avoid cash flow issues due to catastrophic claims, and structure benefits to prevent any gaps in coverage. Reduce anxiety over transplant costs by outsourcing the risks with our Managed Transplant Program.

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63% OF CUSTOMERS
with Experience Reward received a refund.1

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PROVIDE STOP LOSS
to 760 groups with 50 - 25,000 employees2

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<1% CLAIMS
reimbursement requests are denied3

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  1. Optum analysis as of 12/31/2015.
  2. Optum analysis as of 12/31/2015.
  3. That are due to ineligible coverage under our stop loss contract; Optum analysis as of 12/31/2015.

Optum Stop Loss products are underwritten by Unimerica Insurance Company, and in California, Unimerica Life Insurance Company