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HSA and FSA cards

Find qualified products at your favorite retailers. Checkout using your HSA-FSA card to save up to 30% since you’re using pre-tax dollars.*

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Pay the smarter way

Using your health savings account (HSA) or flexible spending account (FSA) card is the fast and convenient way to pay for your health expenses, from braces to bandages, and chiropractors to contacts. Pay with your HSA or FSA card every time for faster payouts and less paperwork.

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Shop and save

It’s easy to find qualified HSA and FSA products at your favorite retailers. Use your card for extra convenience.

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Optum Store

Browse qualified products you can buy with your HSA or FSA card at the Optum Store.

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Browse products that you can purchase online or in store using your HSA or FSA card.

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Explore thousands of qualified products that you can buy using your HSA and FSA card.

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Use your HSA or FSA card to purchase qualified products in store or online.

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Shop an assortment of qualified items for purchase with your HSA or FSA card.

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Purchase qualified products online or in store using your HSA or FSA card.

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Relax. You're saving with every card swipe.

How do savings stack up? Let's look. For a $100 pair of eyeglasses, you could pay using your own money, or pay with your HSA or FSA card.

When you use your HSA or FSA card, the money comes out of your pre-tax account, giving you automatic savings. It’s like having a 30%* off coupon every time you use your card.

Learn more
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*Savings compares using pre-tax income in your health benefit account (HSA, FSA) to using after tax income for purchases and assumes a 30% combined tax rate from all applicable federal, state, and FICA taxes. Results and amount will vary depending on your circumstances.

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Health savings accounts (HSAs) are individual accounts offered through Optum Bank®, Member FDIC, or ConnectYourCare, LLC, an IRS-Designated Non-Bank Custodian of HSAs, each a subsidiary of Optum Financial, Inc. Neither Optum Financial, Inc. nor ConnectYourCare, LLC is a bank or an FDIC insured institution. HSAs are subject to eligibility requirements and restrictions on deposits and withdrawals to avoid IRS penalties. State taxes may apply. Fees may reduce earnings on account.

Flexible spending accounts (FSAs), dependent care assistance programs (DCAPs), health reimbursement arrangements (HRAs), Commuter and Parking Benefits, Tuition Assistance Plans, Adoption Assistance Plans, Surrogacy Assistance Plans, Wellness Benefits, and Lifestyle Accounts (collectively, “Employer-Sponsored Plans”) are administered on behalf of your plan sponsor by Optum Financial, Inc. or ConnectYourCare, LLC (collectively, "Optum Financial") and are subject to eligibility and restrictions. Employer-Sponsored Plans are not individually owned and amounts available under the Employer-Sponsored Plan are not FDIC insured. This communication is not intended as legal or tax advice. Federal and state laws and regulations are subject to change. Please contact a legal or tax professional for advice on eligibility, tax treatment, and restrictions. Please contact your plan administrator with questions about enrollment or plan restrictions.

Google Play and the Google Play logo are trademarks of Google LLC. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

The promotional code OPTFSA7, OPTHSA5 and OPTHRA7 cannot be applied to previously placed orders, and cannot be combined with other promotional codes. Additionally, the code cannot be used for prescription drugs or virtual care visits. Promotional codes are not transferable or redeemable for cash or credit. To apply a promotional code you must enter it prior to completing the order. 

Free and expedited shipping offers do not apply to shipping outside of the contiguous United States. Additional shipping restrictions may apply.

The Optum Store is an affiliate of the UnitedHealth Group family of companies.

Your employer sponsored plan may exclude reimbursement for certain categories of items. Check your plan document and summary plan description or contact your benefits department for specific coverage details.