Optum Financial insights and research
Optum Financial is dedicated to helping consumers understand the financial side of health care and what they can do to take a proactive approach. View the materials below to learn more.
Health Finance Journey™ model
Health Finance Journey™ model and 5 Stages Pathways
This article introduces an advanced version of the Optum Financial proprietary engagement tool, the Health Finance Journey™ model and the 5 Stages of Health Saving and Spending, Pathways level.
Your HSA and retirement
Use your HSA as a retirement vehicle
This article details survey findings and provides recommendations from leaders at Optum Financial and Empower Retirement for encouraging retirement health care savings with an HSA.
Connecting health and finance (your money)
Financially preparing for a chronic condition
Learn about the emotional impact of chronic care and how deeply intertwined health and finances are.
The marriage of health and money
See how Optum Financial is working to end consumer confusion by introducing analytics, technology and a digital experience.
Health and finances: More connected than ever
The COVID-19 pandemic has forced us as individuals, families and communities to adapt to an ever-changing way of life. With such intense focus on our health, the interconnection of health and finances is more important than ever. Learn more about how to use your health accounts to help cope with financial unpredictability.