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Optum Financial insights and research

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Optum Financial is dedicated to helping consumers understand the financial side of health care and what they can do to take a proactive approach. View the materials below to learn more.

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Health Finance Journeymodel

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Health Finance Journey model and 5 Stages Pathways

This article introduces an advanced version of the Optum Financial proprietary engagement tool, the Health Finance Journey™ model and the 5 Stages of Health Saving and Spending, Pathways level.

Download Pathways PDF

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Your HSA and retirement

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Use your HSA as a retirement vehicle

This article details survey findings and provides recommendations from leaders at Optum Financial and Empower Retirement for encouraging retirement health care savings with an HSA.

Download the retirement PDF

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Connecting health and finance (your money)

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Financially preparing for a chronic condition

Learn about the emotional impact of chronic care and how deeply intertwined health and finances are.

 Download the PDF on financially preparing for a chronic condition

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The marriage of health and money

See how Optum Financial is working to end consumer confusion by introducing analytics, technology and a digital experience.

 Download the PDF on the marriage of health and money

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Understanding how an HSA works

Discover how a health savings account (HSA) can help you manage health care costs now and in the future.

 Download the PDF on understanding how an HSA works

 

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Health and finances: More connected than ever

The COVID-19 pandemic has forced us as individuals, families and communities to adapt to an ever-changing way of life. With such intense focus on our health, the interconnection of health and finances is more important than ever. Learn more about how to use your health accounts to help cope with financial unpredictability.

 Download the PDF on health and finances