Retirement Reimbursement Arrangements (RRA)

Provide a valued benefit to retirees on your financial terms

A retiree reimbursement arrangement (RRA) helps pay for health care costs in retirement, including health plan premiums. Available to public and private sector employers, RRAs allow you to sustain a valued benefit on your financial terms.


Engage retirees in actively managing their health benefits


Why offer an RRA?


Optum: Where health care and financial services converge

For more than 25 years, Optum has lead the way in health account administration. More than simply provide an account, Optum focuses on the convergence of health care and financial services to help employees grow from an account holder to a long-term health saver. We believe that when your employees have money to pay for health care, they’ll make better decisions and will be healthier.

When it comes to retiree reimbursement accounts2, Optum understands the complex financial needs of private- and public-sector employers. We’ll help your retirees get comfortable with managing some of their health care expenses and work with you on a benefits approach that combines health, wellness and financial security.


1RRAs are administered by OptumHealth Financial ServicesSM and are subject to eligibility and restrictions. This communication is not intended as legal or tax advice. Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment and restrictions. Federal and state laws and regulations are subject to change.

2Retiree reimbursement accounts are also known as retiree reimbursement arrangements.