WEBVTT

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Take charge of your
healthcare spending.

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Save smart.

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It's easy with a health
savings account, or HSA.

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An HSA is used to save for
qualified medical expenses

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for you and your
eligible dependents,

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both now and in the future.

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It works like a regular
bank account.

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However, an HSA has
big tax benefits.

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In fact, in most cases there are
three ways an HSA helps you keep

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your money in your pockets
and out of Uncle Sam's.

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First, generally you won't
pay federal income tax

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on money you deposit
into your account.

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Keep in mind the IRS sets limits

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on how much you can
contribute each year.

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Second, you won't pay
income tax on money you use

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for qualified medical expenses,

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that includes vision
and dental expenses.

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And third, your savings
grow income tax-free,

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helping you create a nice
little nest egg for retirement.

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More good news, with
an HSA there's no

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"use it or lose it" rule.

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That means the money in your
account is yours to keep,

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even if you change
jobs or health plans.

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Who's eligible for an HSA?

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The main requirement
is that you're covered

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under a qualifying
high-deductible health plan

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or HDHP.

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Although there are additional
requirements defined by the IRS.

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So, don't wait, if you don't
already have an HSA, open one.

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If your HSA is already up and
running, contribute to it.

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Start taking charge of your
health care savings and spending

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with a health savings account,
an easy way to save smart.