March Optum | A09124 45852-022015

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Health Savings News

We have a new HSA
Contribution Tracker

The health savings account (HSA) contribution tracker is now available to all account holders. This new feature is being added to your account summary page of the website, to show how much you have contributed to your HSA to date and calculate how much more could be contributed to maximize your contribution according to your plan type (Individual or Family).

To access the contribution tracker, you simply log into your account at optumbank.com and select "Health Savings Account (HSA)" to access your “HSA summary page” and tracking information.

ON THE HSA SUMMARY PAGE YOU CAN NOW:

•	View your current and prior year contributions to date and see how they compare to the IRS maximum (based on your current plan type on file).
•	Click on "learn more" in the graph or click on the Contribution Tracker link in the Self Service section to:

°	Manage your Plan Type (Individual or Family) to calculate your eligible contribution amount
°	Manually input any recurring contributions you may have outstanding for the year. This feature will help you see if you are on track to maximize your contribution for the plan year or in some cases alert you if you will go over their maximum contribution limit.

Optumbank.com's Mobile Experience is now on your smart phone or tablet

When you visit optumbank.com from your smart phone, you will now see an option to log into your account from an easier to read screen. The HSA mobile experience lets you:

•	View account balances and transactions
•	Transfer money to or from an external account
•	Pay your bills and more!

Still prefer the full site? You still have the option to access the full site from your smart phone. Simply choose the "Other Features and Accounts" option.

On the full site you can:

•	Manage your payees and external accounts
•	Manage Investments
•	Update your profile
•	Access your Health Advantage account(s)
•	Access the HSA Contribution Tracker

Skip the checks! Pay online.

You now have the option to pay for your qualified medical expenses online using our secure website. By paying online you are able to get reimbursed faster, have an online record of expenses paid while saving on the cost of a stamp! It’s easy to get started. Simply Log in and click on “Make a Payment” to get started.

MARCH/APRIL 2015

Make a Deposit

Tax Information

Take the Health Savings Checkup

MARCH IS COLORECTAL CANCER SCREENING MONTH*

Screening is the number one way you can reduce your risk of colon cancer. Despite its high incidence, colon cancer is unique in that it is one of the most preventable and, if found early, most treatable forms of cancer. And the best part is, screening is easy! From colonoscopy to at-home stool tests, there's an option for everyone. If you're over 50, high risk or symptomatic, don't put it off. Talk to your doctor about getting checked!

YOU CAN STILL MAKE A CONTRIBUTION TO SAVE ON YOUR 2014 TAXES

There’s still time! Up until April 15, 2015, you can make a contribution to your HSA if you haven't maxed out your contribution for the year*. You'll reduce your taxes for 2014 and have the money you need to pay for 2015 qualified medical expenses. Mark the box "20__ HSA Tax Year" and enter in 14 for the 2014 tax year when making a deposit. It's that easy.

For 2014, you can contribute up to the IRS limits of $3,300 if you have self-only coverage or $6,550 if you have family coverage. Contribution limits are increased by $1,000 for eligible individuals age 55 or older. These limits include contributions from you, your employer, or others.

WE HAVE A NEW LOOK!

Recently we offered a survey in our Health Savings News. We heard from many of you and read each of your comments. Going forward, we will continue to incorporate your content and newsletter suggestions. In this issue you will notice a new look and feel making the newsletter easier to read while providing standard features that you asked for. Thank you for your continued support!

Investments are not FDIC-insured, are not guaranteed by Optum Bank^SM
and may lose value.

RESOURCES

PAST ISSUES

Read past
Health Savings News

QUALIFIED MEDICAL EXPENSES

Find the list for your Health Savings Account

FREE WEBINARS

Get answers to your questions in less than an hour

* http://www.ccalliance.org/screening/index.html

In order to make a contribution to your HSA, you must be enrolled in a qualifying high-deductible health plan and meet the other requirements defined by the IRS.

For 2015, you can contribute up to the IRS limits of $3,350 if you have self-only coverage or $6,650 if you have family coverage. Contribution limits are increased by $1,000 for eligible individuals age 55 or older. These limits include contributions from you, your employer, or others.

Health savings accounts (HSAs) are individual accounts offered by Optum Bank^SM, Member FDIC, and are subject to eligibility and restrictions, including but not limited to restrictions on distributions for qualified medical expenses set forth in section 213(d) of the Internal Revenue Code. State taxes may apply. Fees may reduce earnings on account. This communication is not intended as legal or tax advice.

Please contact a competent legal or tax professional for personal advice on eligibility, tax treatment, and restrictions. Federal and state laws and regulations are subject to change.

The email address from which this communication was sent is not monitored for responses. If you require assistance, please contact our customer service center toll-free at 1-866-234-8913. Customer care professionals are available to assist you Monday through Friday, 8 a.m. to 8 p.m. Eastern Time. This email was sent by: Optum Bank, 2525 Lake Park Boulevard, Salt Lake City, UT, 84120, USA.

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