WEBVTT

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Welcome.

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Thanks for joining me today.

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I hear you're getting close
to putting 65 candles

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on your birthday cake.

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This is an exciting milestone
in your life.

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But as you approach
this new chapter,

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you may have questions
about Medicare.

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Don't worry, we've got you
covered with this video,

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just for people like you,
who are new to Medicare.

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First, what is Medicare?

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There are different types,
but for now

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we're going to focus on
original Medicare.

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That's health coverage offered by
the federal government.

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Now let's talk about who qualifies.

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U.S. citizens age 65 and older

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or people who are
under 65 with a disability

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or have certain medical issues.

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But the most common way
to qualify is by turning 65.

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You can sign up for Medicare

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three months before
your 65th birthday,

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during your birthday month,
and three months after.

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All right, now let's break down
the different parts of Medicare

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and what they cover.

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Medicare has four parts,
A, B, C, and D.

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Let's take a look at each one.

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Part A is part of original Medicare.

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It's offered by
the federal government.

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It helps pay for hospital stays,

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skilled nursing facility care,
and hospice care.

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Part B is also
part of original Medicare.

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It's also offered by
the federal government.

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It helps pay for doctor visits,

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preventive services,
and x-rays and other tests.

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Part C is a combination of
Parts A and B.

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It's also known as Medicare Advantage

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and is offered by
private insurance companies.

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Medicare Advantage
often comes with drug coverage

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and dental and vision care.

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And finally, Part D helps with
the cost of prescription drugs.

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That's a lot.

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Feels like you're swimming
in a bowl of alphabet soup, huh?

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But don't worry.

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You don't have to go through
this journey alone.

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That's where licensed
insurance agents come in.

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They're there to help you
understand your choices

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and find the right plan
for your needs and budget,

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including exploring plans
that our doctors accept.

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So you can enjoy care
that's of better value

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and focuses on keeping you healthy.

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Thank you for watching.

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We hope you feel more informed
and confident about Medicare.

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Remember, your agent
will be there for you

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every step of the way,

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so go ahead and call them today.