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Optum Bank and Empower Retirement research findings

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When it comes to health savings accounts (HSAs), consumers are in need of education.

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This white paper details survey findings and provides recommendations from leaders at Optum Bank and Empower Retirement. The survey aimed to uncover ways to educate consumers on long-term planning, and to understand the attitudes and strategies of employees.

It was discovered that when it comes to HSAs, a large dose of knowledge is needed:

  • Even employees who have an HSA often don't understand how they work or how contributions can grow.
  • Most employees have no idea how much health care will cost in retirement.
  • Employees are open to learning more from their employer, especially when they see the benefits of an HSA.
  • You are in a unique position to help your workforce better understand and strategically save for future health care expenses.

Learn how to help your employees save and pay for health care.

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Learn more about why employees are not using their HSA as a retirement vehicle and how you can help.
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