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Health savings and spending accounts

Help employees save and pay for health care.



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Improve employee health managemenT:

With Optum Bank, you can help your employees: 

  • Prepare for and manage health care costs and payments
  • Easily and securely access their information and accounts
  • Feel empowered to become better health care consumers
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More than 5 million health accounts 

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Over $11 billion in assets  

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  • Health savings and spending accounts help employees prepare for and manage health care costs, empowering them to become better health care consumers.

    • Health Savings Account (HSA)
    • Flexible Spending Account (FSA)
    • Health Reimbursement Account (HRA)
    • Health Incentive Account (HIA)
    • Transportation Services
    • COBRA
    OR
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The Optum Bank difference

Our health savings and spending accounts offer employers: 

  • A variety of setup options
  • Streamlined implementation and administration across carriers
  • Health industry leadership
  • Analytics to drive engagement and health populations 
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Retirement planning and investing

Help employees financially prepare for retirement.

Learn more

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Explore our solutions

Learn more about our health accounts and how to incorporate them into your benefits offering.