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Health cost management solution

Stop loss insurance protects employers from catastrophic claims such as cancer treatment or organ transplants. Your organization can get the benefits of self-funded insurance without assuming 100% of the liability for losses.

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Service

Service includes a dedicated claim examiner and clinical resource. An account manager assigned by region will assist with case implementation and communication throughout the year.

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Cost collaboration

Pair a self-funded employer with Optum resources to achieve a potential specific deductible reduction depending on your strategy.

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Reward program

Earn rewards when you have excellent claims, which are refunded at renewal.

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Find your Optum Stop Loss representative 

Meet the team of Stop Loss representatives ready to assist you with your self-funded employer benefit plan.

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Headshot of Carolyn H. Shephard

With more than 34 years in the insurance industry, including 25+ years in stop loss, I’ve built a strong, expansive network of brokers and TPAs throughout the Mid-Atlantic and Northeast. I truly enjoy partnering with my clients and working together to find solutions.

When I’m not in the office, you’ll likely find me either working in my gardens or trying a new recipe. Sous vide, anyone? Email me to schedule a brief meeting to discuss the advantages of Optum® Stop Loss and other Optum product offerings.

1-434-525-3782

 Email

CT, DE, ME, MD, MA, NH, NJ, NY, PA, RI, VT, VA, WV

Headshot of Abby Zipoy

With more than 14 years of experience at Optum, with the last seven years in stop loss, I pride myself in the strong relationships I’ve built with various partners in the Southwest Region. I work with them to offer creative funding solutions to employer groups looking for quality risk protection.

I currently live in Edina, MN, with my husband and daughter. Outside of work, I enjoy traveling, golfing, group fitness and dance classes, fashion, and spending quality time with family and friends. Email me to schedule a brief meeting to discuss the advantages of Optum Stop Loss and other Optum product offerings.

1-952-205-6573

 Email

AZ, CA, CO, NV, NM, OK, TX, UT, WY

Headshot of Maggie Boehlke

With 18 years of experience within health care benefits with a proven record of sales and marketing, I value partnerships built on trust and transparency. My background in the broker world allows me to find creative solutions for producers that meet their clients’ needs.

I live in Minnesota with my husband and two boys. When I am not working, I can be found traveling or taking my children to various sporting events. Email me to schedule a brief meeting to discuss the advantages of Optum Stop Loss and other Optum product offerings.

1-612-308-3343

 Email

AK, HI, ID, IN, KY, MI, MT, OH, OR, WA

Headshot of Brian Dudzik

With more than 20 years of experience managing and selling self-funded business, I use a proven, strategic approach to help drive growth for my broker partners. I bring an analytical approach to my work, having earned a Bachelor of Science in engineering from the United States Military Academy.

My home is in beautiful Charlotte, NC, where my wife and I are enjoying raising our young son and daughter. Email me to schedule a brief meeting to discuss the advantages of Optum Stop Loss and other Optum product offerings.

1-704-442-4146

 Email

AL, AR, FL, GA, LA, MS, NC, SC, TN

Headshot of Rob Frischmann

Clients value my 20+ years of insurance and benefits experience and the priority I place on attentive customer service. My focus is the marketing and sales of the Optum Stop Loss offering in my region.

I currently reside in beautiful Victoria, MN, and enjoy golfing and traveling — especially to wine country in California and anywhere with a beach. Email me to schedule a brief meeting to discuss the advantages of Optum Stop Loss and other Optum product offerings.

1-952-205-6566

 Email

IL, IA, KS, MN, MO, NE, ND, SD, WI

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Complementary solutions

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Health Savings Accounts (HSAs)

Accelerate progress toward a healthier future with an HSA that helps employees take control of their care, payments and overall health.

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Flexible Spending Accounts (FSAs)

Help your employees budget and save for qualified expenses during the benefit plan year through pre-tax contributions.

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Health Reimbursement Arrangements (HRAs)

Use this custom-designed, employer-funded plan to help offset employees’ health care costs, while providing tax savings to the organization.